Because there are so many online accounts, you can easily access some regular functions simply by logging in to the Web. Multiple accounts are allowed for internet banking, credit card services and loan payments. Online shopping, online shopping websites, email accounts and social networking are all possible. Many users share the same password, as it is easier to remember usernames and passwords across all accounts. This is a major risk for identity theft. You can see usergorilla.com for more information.

Hackers who are able to hack into an online or web-based account of another person can get very personal information. Most of these criminals have a good understanding of online behavior. They know that by obtaining one login, they could be able to access many other online accounts. These criminals are well aware that it is common to use a single password and username across many websites. They use complex computer algorithms and tools to access one less secure website and then apply the password and username to other secure sites. One example: Your photo sharing website may not be as secure or as secure as your credit cards account. Cybercriminals will get your password and use it to access other less secure accounts, gaining complete access to your personal information. Online offenders always look for the easiest accounts to hack. Your identity is at risk by using the same credentials for other sites.

Another danger is phishing scams. Last month, a National Senator was victim to a phishing scheme that requested his account password and claimed to be affiliated with Yahoo. His email account was then used to send scam mail to people listed under the contacts. An anonymous Web-based criminal could’ve stolen the identity of Iowa Senator Bob Dvorsky had his email account used the exact same password as an online account.

Everyone who surfs online, whether they are working or not, is exposed to various risks. There are many techniques that you can use to lower your risk online and protect yourself. One of the best ways is to create a unique login account for each web site that requires registration. While it can be challenging to set up this unique login, the protection it offers is well worth it. There are several ways to safely track multiple passwords online. Use a small notebook to keep track of passwords and user names. Another option is to use an Excel spreadsheet with a password protected. You’ll soon be able to remember even the most difficult log-in information if your visits web sites regularly.